I’m 27 years old and have lived a pretty comfortable life so far. I moved out of my parents house into a fancy condo. This I downgraded to a big apartment in an older build. Now I am realizing, I don’t want this much space and will find a room in a shared house. This will save me money and help me eliminate possessions.
Going forward, I will not stay in hotels anymore while travelling. Usually I stay in hostels, but I splurge on hotels. I don’t need that comfort at this point in my life, so I won’t spend the extra money required to upkeep that comfort. In hostels I’ll stay in larger rooms with more beds to further shave costs off travelling (my biggest expense).
Walking, biking and transiting to work versus driving has been my life so far. I don’t plan to change this. I will no longer Uber to work unless I have no other option due to time. I’ll walk to the GO station instead of transiting. 30 minutes enjoying a walk through the city is better than spending to sit on a hot subway.
Are you able to trade comfort for additional money in the bank? Determine your tolerance and push your boundaries. You might find you’re a glutton for punishment like myself.